Houses in Broward and Miami-Dade
The decision of buying your house is one of the most important in lifetime and choosing the right one at the best price is one of the happiest experiences. Doing the process in the right way it helps to this final satisfaction.
Here are some steps and tips we consider helpful on this process:
Looking for your house
Contract
Once you have a contract, you can shop around for financing and see who gives you the best conditions. Ask to every lender you would be considering for loan application, to give you an GFE ( Good Faith Estimate ), so you can compare the conditions and decide with whom you are going to finance. To apply for a loan, usually 5 days from the effective date of the contract will be allowed ( See what the contracts says).
Ask your lender to call your Realtor and coordinate all information about all parties involved in the transaction ( Title Company, Listing Broker, etc )
Ask you lender to make the appraisal if possible before you order the inspection. This might save you the cost of the inspection in case the house does not appraise for the contract price and the seller does not want to negotiate based on the appraised value.
Once the bank tells you that the appraisal is ok, then order the inspection ( but must be done within the inspection period described in the contract).
Get a copy of the inspection in order to know what repairs must be done and check this during the pre-closing walk through inspection.
Keep in touch with your lender and ask them when they are going to issue the "Letter of Commitment"
Get Insurance for your new house and ask the Insurance company to contact the Title company at least one week before the closing.
If you expect that the closing would not be in the date stated in the contract, please inform immediately to your Realtor so an extension can be negotiated.
At the closing you will receive the keys and all material related to the house and a new and happy life waits for you in your new home!!!!!!
If you need more information about this process, please send an email to adan@housesinbroward.com or call Adan Canizales or Terezinha Canizales at 954-559-2386 / 3675.
(954) 559-3675
|
|
(954) 559-2386
|
|
1906 Hollywood Blvd
Hollywood, FL 33020
(954) 237-7095 Fax.